The Bank of Brodhead · Illinois · 2025

The Bank of Brodhead in Illinois: approval rate, denial rate and rates (2025)

The Bank of Brodhead took 7 mortgage applications in Illinois in 2025, ranking #726 of 1,150 lenders active in the state. It originated 85.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

7Applicationsin IL
0.0%Decision denial ratestate 21.7%
Median ratestate 6.75%
$105,000Median loanstate $185,000
$840kVolume3 counties

The Bank of Brodhead in Illinois vs the state

0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
85.7%Origination rate+26.97 pts vs state
Median rate
Rate spread (pts)
$113kMedian applicant income
6Loans originated
0Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
20245120.0%#766
2025760.0%#726

What The Bank of Brodhead lends in Illinois

By loan purpose

Home purchase 3 43% · 0.0% denied
Refinance 2 29% · 0.0% denied
Cash-out refinance 1 14% · 0.0% denied
Other / HELOC 1 14% · 0.0% denied

By loan type

Conventional 7 100% · 0.0% denied

Where in Illinois

Counties with the most The Bank of Brodhead applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Winnebago County 430 0.0%
Stephenson County 220 0.0%
McLean County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 7 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Bank of Brodhead's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology