The Bank · Arkansas · 2025

The Bank in Arkansas: approval rate, denial rate and rates (2025)

The Bank took 13 mortgage applications in Arkansas in 2025, ranking #316 of 802 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.2%.

13Applicationsin AR
0.0%Decision denial ratestate 23.1%
Median ratestate 6.63%
$65,000Median loanstate $165,000
$935kVolume2 counties

The Bank in Arkansas vs the state

0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
100.0%Origination rate+43.17 pts vs state
Median rate
Rate spread (pts)
Median applicant income
13Loans originated
0Denied

What The Bank lends in Arkansas

By loan purpose

Refinance 13 100% · 0.0% denied

By loan type

Conventional 13 100% · 0.0% denied

Where in Arkansas

Counties with the most The Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 10100 0.0%
Benton County 330 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 13 applications in 2025, of which 13 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology