Texana Bank · Connecticut · 2025

Texana Bank in Connecticut: approval rate, denial rate and rates (2025)

Texana Bank took 101 mortgage applications in Connecticut in 2025, ranking #165 of 687 lenders active in the state. It originated 23.8% of them and denied 3.0% (10.0% of the applications it decided), against a statewide denial rate of 17.4%.

101Applicationsin CT
10.0%Decision denial ratestate 21.6%
6.50%Median ratestate 6.63%
$295,000Median loanstate $245,000
$9.5MVolume8 counties

Texana Bank in Connecticut vs the state

3.0%Denial rate-14.43 pts vs state
10.0%Decision denial rate-11.59 pts vs state
23.8%Origination rate-36.62 pts vs state
6.50%Median rate-0.13 pts vs state
0.44Rate spread (pts)+0.20 pts vs state
$104kMedian applicant income
24Loans originated
3Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20243140.0%6.75%#244
2025101243.0%6.50%#165

What Texana Bank lends in Connecticut

By loan purpose

Home purchase 23 23% · 0.0% denied
Refinance 20 20% · 0.0% denied
Cash-out refinance 58 57% · 5.2% denied

By loan type

Conventional 46 46% · 0.0% denied
FHA 42 42% · 7.1% denied
VA 13 13% · 0.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 2 67%
Credit history 1 33%

Where in Connecticut

Counties with the most Texana Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 28110 0.0%
09110 2840 0.0%
09140 1520 0.0%
09120 1352 15.4%
09170 811 12.5%
09180 410 0.0%
09160 300 0.0%
09130 200 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 101 applications in 2025, of which 24 were originated and 3 denied.

3.0% of all applications, or 10.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Texana Bank originated in Connecticut in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Texana Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology