Temple View Capital Funding · New York · 2025

Temple View Capital Funding in New York: approval rate, denial rate and rates (2025)

Temple View Capital Funding took 84 mortgage applications in New York in 2025, ranking #289 of 750 lenders active in the state. It originated 50.0% of them and denied 21.4% (30.0% of the applications it decided), against a statewide denial rate of 19.8%.

84Applicationsin NY
30.0%Decision denial ratestate 24.0%
9.63%Median ratestate 6.63%
$425,000Median loanstate $235,000
$38MVolume27 counties

Temple View Capital Funding in New York vs the state

21.4%Denial rate+1.68 pts vs state
30.0%Decision denial rate+5.96 pts vs state
50.0%Origination rate-9.59 pts vs state
9.63%Median rate+3.00 pts vs state
Rate spread (pts)
Median applicant income
42Loans originated
18Denied

Trend in New York

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023792316.5%10.00%#279
2024784023.1%10.50%#292
2025844221.4%9.63%#289

What Temple View Capital Funding lends in New York

By loan purpose

Home purchase 66 79% · 22.7% denied
Refinance 12 14% · 25.0% denied
Cash-out refinance 5 6% · 0.0% denied
Home improvement 1 1% · 0.0% denied

By loan type

Conventional 84 100% · 21.4% denied

Why it denied New York applicants

Incomplete application 7 39%
Credit history 7 39%
Collateral 4 22%

Where in New York

Counties with the most Temple View Capital Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Suffolk County 951 11.1%
Nassau County 951 11.1%
Kings County 631 16.7%
Rockland County 511 20.0%
Orange County 513 60.0%
Broome County 430 0.0%
Westchester County 440 0.0%
Fulton County 412 50.0%
Erie County 320 0.0%
Richmond County 310 0.0%

Other large lenders in New York

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 20,31532.7%7.97%
Rocket MortgageC 19,92422.0%6.88%
United Shore Financial ServicesB 14,77711.2%6.50%
JPMorgan Chase BankB 14,73511.7%6.38%
Manufacturers and Traders TrustC 12,33531.3%5.99%
Bank of AmericaF 10,19335.7%5.99%
Bethpage Federal Credit UnionC 9,73647.2%6.49%
TD BankD 9,23930.2%7.69%
NewrezD 8,65424.2%6.75%
ESL Federal Credit UnionB 7,81717.6%4.50%

Frequently asked questions

New York: 84 applications in 2025, of which 42 were originated and 18 denied.

21.4% of all applications, or 30.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.

The median rate on loans Temple View Capital Funding originated in New York in 2025 was 9.63%, against a statewide median of 6.63%.

About this data. Figures are Temple View Capital Funding's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology