Temple View Capital Funding · Florida · 2025

Temple View Capital Funding in Florida: approval rate, denial rate and rates (2025)

Temple View Capital Funding took 452 mortgage applications in Florida in 2025, ranking #253 of 1,993 lenders active in the state. It originated 53.3% of them and denied 15.0% (20.9% of the applications it decided), against a statewide denial rate of 21.1%.

452Applicationsin FL
20.9%Decision denial ratestate 27.2%
9.63%Median ratestate 6.63%
$295,000Median loanstate $255,000
$146MVolume35 counties

Temple View Capital Funding in Florida vs the state

15.0%Denial rate-6.02 pts vs state
20.9%Decision denial rate-6.32 pts vs state
53.3%Origination rate+0.63 pts vs state
9.63%Median rate+3.00 pts vs state
Rate spread (pts)
Median applicant income
241Loans originated
68Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232188715.1%10.00%#369
202435116416.5%10.25%#285
202545224115.0%9.63%#253

What Temple View Capital Funding lends in Florida

By loan purpose

Home purchase 235 52% · 17.0% denied
Refinance 106 23% · 12.3% denied
Cash-out refinance 83 18% · 18.1% denied
Home improvement 28 6% · 0.0% denied

By loan type

Conventional 452 100% · 15.0% denied

Why it denied Florida applicants

Credit history 30 44%
Incomplete application 28 41%
Collateral 10 15%

Where in Florida

Counties with the most Temple View Capital Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lee County 683812 17.6%
Charlotte County 38254 10.5%
Miami-Dade County 381811 28.9%
Hillsborough County 37194 10.8%
Duval County 29211 3.4%
Sarasota County 27123 11.1%
Palm Beach County 27146 22.2%
Pinellas County 24113 12.5%
Broward County 2267 31.8%
Polk County 20151 5.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 452 applications in 2025, of which 241 were originated and 68 denied.

15.0% of all applications, or 20.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Temple View Capital Funding originated in Florida in 2025 was 9.63%, against a statewide median of 6.63%.

About this data. Figures are Temple View Capital Funding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology