TECH Credit Union in Illinois vs the state
37.0%Denial rate+19.87 pts vs state
39.7%Decision denial rate+18.03 pts vs state
56.2%Origination rate-2.58 pts vs state
7.50%Median rate+0.75 pts vs state
1.35Rate spread (pts)+0.97 pts vs state
$85kMedian applicant income
41Loans originated
27Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 27 | 39.1% | 7.13% | #470 |
| 2024 | 61 | 31 | 45.9% | 7.13% | #420 |
| 2025 | 73 | 41 | 37.0% | 7.50% | #397 |
What TECH Credit Union lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most TECH Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 32 | 29 | 0 | 0.0% |
| Will County | 10 | 9 | 0 | 0.0% |
| Kendall County | 1 | 1 | 0 | 0.0% |
| Grundy County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 73 applications in 2025, of which 41 were originated and 27 denied.
37.0% of all applications, or 39.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans TECH Credit Union originated in Illinois in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are TECH Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology