Tammac Holdings in Florida vs the state
71.3%Denial rate+50.27 pts vs state
72.0%Decision denial rate+44.73 pts vs state
9.6%Origination rate-43.13 pts vs state
9.40%Median rate+2.78 pts vs state
3.74Rate spread (pts)+3.47 pts vs state
$63kMedian applicant income
43Loans originated
321Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 294 | 20 | 71.4% | 10.03% | #318 |
| 2024 | 188 | 24 | 72.3% | 9.20% | #386 |
| 2025 | 450 | 43 | 71.3% | 9.40% | #254 |
What Tammac Holdings lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 61 | 3 | 43 | 70.5% |
| Orange County | 34 | 6 | 27 | 79.4% |
| Broward County | 34 | 8 | 13 | 38.2% |
| Polk County | 29 | 4 | 21 | 72.4% |
| Indian River County | 26 | 1 | 19 | 73.1% |
| Volusia County | 24 | 4 | 17 | 70.8% |
| Lake County | 23 | 3 | 13 | 56.5% |
| Seminole County | 22 | 0 | 13 | 59.1% |
| Pasco County | 22 | 3 | 18 | 81.8% |
| Hillsborough County | 18 | 0 | 13 | 72.2% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 450 applications in 2025, of which 43 were originated and 321 denied.
71.3% of all applications, or 72.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Tammac Holdings originated in Florida in 2025 was 9.40%, against a statewide median of 6.63%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology