Superior Credit Union in Florida vs the state
5.9%Denial rate-15.18 pts vs state
11.1%Decision denial rate-16.13 pts vs state
47.1%Origination rate-5.63 pts vs state
6.44%Median rate-0.19 pts vs state
-0.15Rate spread (pts)-0.42 pts vs state
$144kMedian applicant income
8Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 14 | 9.5% | 6.76% | #823 |
| 2024 | 14 | 8 | 0.0% | 6.75% | #856 |
| 2025 | 17 | 8 | 5.9% | 6.44% | #800 |
What Superior Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Superior Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sarasota County | 2 | 1 | 0 | 0.0% |
| Lake County | 2 | 2 | 0 | 0.0% |
| Collier County | 2 | 0 | 0 | 0.0% |
| Flagler County | 1 | 1 | 0 | 0.0% |
| Citrus County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Martin County | 1 | 0 | 0 | 0.0% |
| Walton County | 1 | 1 | 0 | 0.0% |
| Hernando County | 1 | 0 | 1 | 100.0% |
| Volusia County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 17 applications in 2025, of which 8 were originated and 1 denied.
5.9% of all applications, or 11.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Superior Credit Union originated in Florida in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are Superior Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology