Suncoast Credit Union in South Carolina vs the state
57.1%Denial rate+38.83 pts vs state
61.5%Decision denial rate+38.07 pts vs state
35.7%Origination rate-20.90 pts vs state
5.38%Median rate-1.13 pts vs state
-6.60Rate spread (pts)-6.82 pts vs state
$120kMedian applicant income
5Loans originated
8Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 6 | 46.7% | 5.94% | #458 |
| 2024 | 11 | 6 | 27.3% | 4.88% | #512 |
| 2025 | 14 | 5 | 57.1% | 5.38% | #494 |
What Suncoast Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Suncoast Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 2 | 2 | 0 | 0.0% |
| Horry County | 2 | 0 | 2 | 100.0% |
| Beaufort County | 2 | 0 | 1 | 50.0% |
| Spartanburg County | 2 | 1 | 1 | 50.0% |
| Aiken County | 1 | 0 | 1 | 100.0% |
| Chesterfield County | 1 | 0 | 1 | 100.0% |
| Darlington County | 1 | 1 | 0 | 0.0% |
| Greenville County | 1 | 0 | 1 | 100.0% |
| Dorchester County | 1 | 0 | 1 | 100.0% |
| Richland County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 14 applications in 2025, of which 5 were originated and 8 denied.
57.1% of all applications, or 61.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Suncoast Credit Union originated in South Carolina in 2025 was 5.38%, against a statewide median of 6.50%.
About this data. Figures are Suncoast Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology