Sun West Mortgage Company in South Carolina vs the state
13.7%Denial rate-4.59 pts vs state
15.9%Decision denial rate-7.57 pts vs state
52.4%Origination rate-4.26 pts vs state
5.99%Median rate-0.51 pts vs state
-0.16Rate spread (pts)-0.38 pts vs state
$89kMedian applicant income
145Loans originated
38Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 215 | 126 | 16.7% | 6.56% | #155 |
| 2024 | 253 | 170 | 11.1% | 6.25% | #147 |
| 2025 | 277 | 145 | 13.7% | 5.99% | #146 |
What Sun West Mortgage Company lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 36 | 16 | 6 | 16.7% |
| Richland County | 30 | 12 | 4 | 13.3% |
| Berkeley County | 23 | 13 | 3 | 13.0% |
| York County | 22 | 10 | 4 | 18.2% |
| Charleston County | 20 | 15 | 1 | 5.0% |
| Greenville County | 17 | 11 | 2 | 11.8% |
| Anderson County | 16 | 7 | 3 | 18.8% |
| Dorchester County | 16 | 11 | 2 | 12.5% |
| Spartanburg County | 15 | 9 | 1 | 6.7% |
| Lexington County | 11 | 8 | 1 | 9.1% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 277 applications in 2025, of which 145 were originated and 38 denied.
13.7% of all applications, or 15.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Sun West Mortgage Company originated in South Carolina in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology