Sun West Mortgage Company in Maryland vs the state
12.0%Denial rate-6.84 pts vs state
13.7%Decision denial rate-10.43 pts vs state
56.2%Origination rate+0.51 pts vs state
6.13%Median rate-0.50 pts vs state
0.07Rate spread (pts)-0.18 pts vs state
$109kMedian applicant income
235Loans originated
50Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 240 | 126 | 19.2% | 6.50% | #122 |
| 2024 | 325 | 186 | 14.8% | 6.25% | #109 |
| 2025 | 418 | 235 | 12.0% | 6.13% | #104 |
What Sun West Mortgage Company lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 99 | 43 | 18 | 18.2% |
| Baltimore County | 61 | 33 | 7 | 11.5% |
| Baltimore city | 35 | 21 | 4 | 11.4% |
| Montgomery County | 34 | 14 | 3 | 8.8% |
| Anne Arundel County | 31 | 19 | 5 | 16.1% |
| Harford County | 27 | 21 | 2 | 7.4% |
| Howard County | 18 | 11 | 1 | 5.6% |
| Charles County | 16 | 7 | 2 | 12.5% |
| Frederick County | 16 | 13 | 2 | 12.5% |
| Washington County | 15 | 10 | 1 | 6.7% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 418 applications in 2025, of which 235 were originated and 50 denied.
12.0% of all applications, or 13.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Sun West Mortgage Company originated in Maryland in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology