Success Lending · Florida · 2025

Success Lending in Florida: approval rate, denial rate and rates (2025)

Success Lending took 55 mortgage applications in Florida in 2025, ranking #586 of 1,993 lenders active in the state. It originated 50.9% of them and denied 27.3% (34.9% of the applications it decided), against a statewide denial rate of 21.1%.

55Applicationsin FL
34.9%Decision denial ratestate 27.2%
6.56%Median ratestate 6.63%
$315,000Median loanstate $255,000
$11MVolume20 counties

Success Lending in Florida vs the state

27.3%Denial rate+6.21 pts vs state
34.9%Decision denial rate+7.64 pts vs state
50.9%Origination rate-1.78 pts vs state
6.56%Median rate-0.06 pts vs state
0.27Rate spread (pts)0.00 pts vs state
$119kMedian applicant income
28Loans originated
15Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023895312.4%6.50%#511
2024301616.7%7.13%#703
2025552827.3%6.56%#586

What Success Lending lends in Florida

By loan purpose

Home purchase 44 80% · 29.6% denied
Refinance 7 13% · 28.6% denied
Cash-out refinance 4 7% · 0.0% denied

By loan type

Conventional 31 56% · 25.8% denied
FHA 20 36% · 30.0% denied
VA 4 7% · 25.0% denied

Why it denied Florida applicants

Incomplete application 6 40%
Collateral 3 20%
Other 2 13%
Employment history 2 13%
Debt-to-income ratio 1 7%
Unverifiable information 1 7%

Where in Florida

Counties with the most Success Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Broward County 17106 35.3%
Lee County 522 40.0%
Palm Beach County 521 20.0%
Manatee County 312 66.7%
Hillsborough County 300 0.0%
Sarasota County 321 33.3%
Sumter County 311 33.3%
Osceola County 220 0.0%
Brevard County 201 50.0%
Escambia County 220 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 55 applications in 2025, of which 28 were originated and 15 denied.

27.3% of all applications, or 34.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Success Lending originated in Florida in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Success Lending's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology