Strong Home Mortgage in Florida vs the state
8.6%Denial rate-12.47 pts vs state
18.1%Decision denial rate-9.15 pts vs state
38.9%Origination rate-13.80 pts vs state
6.13%Median rate-0.50 pts vs state
-0.08Rate spread (pts)-0.35 pts vs state
$154kMedian applicant income
77Loans originated
17Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 284 | 130 | 9.2% | 6.25% | #325 |
| 2024 | 240 | 105 | 6.3% | 6.12% | #352 |
| 2025 | 198 | 77 | 8.6% | 6.13% | #366 |
What Strong Home Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Strong Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 26 | 8 | 5 | 19.2% |
| Hillsborough County | 20 | 7 | 2 | 10.0% |
| Miami-Dade County | 18 | 5 | 3 | 16.7% |
| Palm Beach County | 16 | 7 | 0 | 0.0% |
| Orange County | 16 | 8 | 0 | 0.0% |
| Pasco County | 12 | 5 | 1 | 8.3% |
| Brevard County | 10 | 5 | 0 | 0.0% |
| St. Lucie County | 9 | 3 | 0 | 0.0% |
| Pinellas County | 7 | 3 | 0 | 0.0% |
| Seminole County | 6 | 1 | 1 | 16.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 198 applications in 2025, of which 77 were originated and 17 denied.
8.6% of all applications, or 18.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Strong Home Mortgage originated in Florida in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Strong Home Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology