Stockton Mortgage in South Carolina vs the state
21.4%Denial rate+3.12 pts vs state
35.8%Decision denial rate+12.35 pts vs state
38.4%Origination rate-18.22 pts vs state
6.88%Median rate+0.38 pts vs state
0.54Rate spread (pts)+0.32 pts vs state
$84kMedian applicant income
43Loans originated
24Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 25 | 6.0% | 7.25% | #318 |
| 2024 | 114 | 65 | 3.5% | 6.75% | #229 |
| 2025 | 112 | 43 | 21.4% | 6.88% | #245 |
What Stockton Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lexington County | 18 | 12 | 1 | 5.6% |
| Richland County | 14 | 8 | 1 | 7.1% |
| Horry County | 12 | 6 | 3 | 25.0% |
| Anderson County | 10 | 3 | 2 | 20.0% |
| Beaufort County | 7 | 1 | 2 | 28.6% |
| Greenville County | 6 | 4 | 0 | 0.0% |
| Dorchester County | 5 | 0 | 3 | 60.0% |
| York County | 4 | 1 | 2 | 50.0% |
| Charleston County | 4 | 0 | 1 | 25.0% |
| Florence County | 3 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 112 applications in 2025, of which 43 were originated and 24 denied.
21.4% of all applications, or 35.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Stockton Mortgage originated in South Carolina in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology