Stifel Bank and Trust in New York vs the state
5.5%Denial rate-14.30 pts vs state
6.0%Decision denial rate-18.04 pts vs state
83.6%Origination rate+24.05 pts vs state
6.13%Median rate-0.50 pts vs state
0.01Rate spread (pts)-0.20 pts vs state
$336kMedian applicant income
138Loans originated
9Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 126 | 103 | 4.0% | 6.00% | #242 |
| 2024 | 115 | 97 | 1.7% | 6.25% | #251 |
| 2025 | 165 | 138 | 5.5% | 6.13% | #225 |
What Stifel Bank and Trust lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 31 | 26 | 3 | 9.7% |
| Nassau County | 30 | 22 | 2 | 6.7% |
| New York County | 26 | 19 | 2 | 7.7% |
| Kings County | 16 | 15 | 0 | 0.0% |
| Orange County | 10 | 9 | 1 | 10.0% |
| Westchester County | 9 | 9 | 0 | 0.0% |
| Onondaga County | 4 | 3 | 0 | 0.0% |
| Ontario County | 4 | 3 | 0 | 0.0% |
| Erie County | 4 | 4 | 0 | 0.0% |
| Monroe County | 3 | 3 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 165 applications in 2025, of which 138 were originated and 9 denied.
5.5% of all applications, or 6.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Stifel Bank and Trust originated in New York in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology