Stg Mortgage in Florida vs the state
9.7%Denial rate-11.32 pts vs state
14.3%Decision denial rate-12.98 pts vs state
54.9%Origination rate+2.24 pts vs state
6.25%Median rate-0.38 pts vs state
0.38Rate spread (pts)+0.11 pts vs state
$118kMedian applicant income
451Loans originated
80Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 222 | 121 | 16.2% | 7.00% | #363 |
| 2024 | 362 | 176 | 9.7% | 6.69% | #282 |
| 2025 | 821 | 451 | 9.7% | 6.25% | #175 |
What Stg Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Stg Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Osceola County | 95 | 66 | 6 | 6.3% |
| Broward County | 83 | 42 | 9 | 10.8% |
| Polk County | 65 | 47 | 6 | 9.2% |
| Miami-Dade County | 64 | 29 | 12 | 18.8% |
| Orange County | 58 | 36 | 4 | 6.9% |
| Palm Beach County | 55 | 28 | 9 | 16.4% |
| Hillsborough County | 35 | 15 | 5 | 14.3% |
| Manatee County | 33 | 15 | 5 | 15.2% |
| Sarasota County | 26 | 9 | 2 | 7.7% |
| Duval County | 25 | 13 | 2 | 8.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 821 applications in 2025, of which 451 were originated and 80 denied.
9.7% of all applications, or 14.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Stg Mortgage originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Stg Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology