STAR ONE Credit Union in Georgia vs the state
20.0%Denial rate+0.78 pts vs state
20.0%Decision denial rate-5.07 pts vs state
40.0%Origination rate-14.09 pts vs state
6.56%Median rate-0.06 pts vs state
-0.10Rate spread (pts)-0.37 pts vs state
$250kMedian applicant income
2Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 4 | 0.0% | 6.06% | #758 |
| 2025 | 5 | 2 | 20.0% | 6.56% | #759 |
What STAR ONE Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most STAR ONE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Forsyth County | 2 | 0 | 1 | 50.0% |
| Fulton County | 1 | 0 | 0 | 0.0% |
| Clayton County | 1 | 1 | 0 | 0.0% |
| Gwinnett County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 20.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans STAR ONE Credit Union originated in Georgia in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are STAR ONE Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology