STAR ONE Credit Union in Arizona vs the state
12.5%Denial rate-3.73 pts vs state
12.5%Decision denial rate-7.91 pts vs state
75.0%Origination rate+15.52 pts vs state
6.25%Median rate-0.25 pts vs state
-0.29Rate spread (pts)-0.51 pts vs state
$226kMedian applicant income
12Loans originated
2Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 9 | 13.3% | 5.88% | #455 |
| 2024 | 12 | 7 | 0.0% | 6.50% | #471 |
| 2025 | 16 | 12 | 12.5% | 6.25% | #447 |
What STAR ONE Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most STAR ONE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 12 | 10 | 1 | 8.3% |
| Pima County | 3 | 1 | 1 | 33.3% |
| Pinal County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 16 applications in 2025, of which 12 were originated and 2 denied.
12.5% of all applications, or 12.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans STAR ONE Credit Union originated in Arizona in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are STAR ONE Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology