Southwest Airlines Federal Credit Union in Maryland vs the state
57.1%Denial rate+38.34 pts vs state
57.1%Decision denial rate+33.01 pts vs state
42.9%Origination rate-12.85 pts vs state
5.88%Median rate-0.75 pts vs state
-0.15Rate spread (pts)-0.39 pts vs state
$116kMedian applicant income
3Loans originated
4Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 8 | 10.0% | 5.25% | #479 |
| 2024 | 8 | 5 | 37.5% | 5.50% | #497 |
| 2025 | 7 | 3 | 57.1% | 5.88% | #501 |
What Southwest Airlines Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Southwest Airlines Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anne Arundel County | 3 | 1 | 2 | 66.7% |
| Harford County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 1 | 100.0% |
| Baltimore County | 1 | 0 | 1 | 100.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 7 applications in 2025, of which 3 were originated and 4 denied.
57.1% of all applications, or 57.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Southwest Airlines Federal Credit Union originated in Maryland in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Southwest Airlines Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology