SouthState Bank · Missouri · 2025

SouthState Bank in Missouri: approval rate, denial rate and rates (2025)

SouthState Bank took 5 mortgage applications in Missouri in 2025, ranking #588 of 1,023 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.1%.

5Applicationsin MO
0.0%Decision denial ratestate 18.7%
6.81%Median ratestate 6.63%
$255,000Median loanstate $175,000
$870kVolume4 counties

SouthState Bank in Missouri vs the state

0.0%Denial rate-15.07 pts vs state
0.0%Decision denial rate-18.70 pts vs state
80.0%Origination rate+17.34 pts vs state
6.81%Median rate+0.19 pts vs state
0.23Rate spread (pts)-0.12 pts vs state
$69kMedian applicant income
4Loans originated
0Denied

What SouthState Bank lends in Missouri

By loan purpose

Home purchase 4 80% · 0.0% denied
Refinance 1 20% · 0.0% denied

By loan type

Conventional 4 80% · 0.0% denied
USDA / RHS 1 20% · 0.0% denied

Where in Missouri

Counties with the most SouthState Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Francois County 210 0.0%
Platte County 110 0.0%
Jackson County 110 0.0%
Phelps County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans SouthState Bank originated in Missouri in 2025 was 6.81%, against a statewide median of 6.63%.

About this data. Figures are SouthState Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology