Signature Federal Credit Union in Maryland vs the state
11.5%Denial rate-7.26 pts vs state
27.3%Decision denial rate+3.14 pts vs state
30.8%Origination rate-24.94 pts vs state
7.38%Median rate+0.75 pts vs state
0.81Rate spread (pts)+0.56 pts vs state
$164kMedian applicant income
8Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 17 | 23.7% | 9.00% | #320 |
| 2024 | 34 | 14 | 23.5% | 9.50% | #349 |
| 2025 | 26 | 8 | 11.5% | 7.38% | #388 |
What Signature Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Signature Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 6 | 1 | 1 | 16.7% |
| Anne Arundel County | 3 | 2 | 0 | 0.0% |
| Montgomery County | 3 | 1 | 0 | 0.0% |
| Baltimore County | 3 | 0 | 1 | 33.3% |
| Queen Anne's County | 2 | 2 | 0 | 0.0% |
| Harford County | 2 | 1 | 0 | 0.0% |
| Baltimore city | 2 | 0 | 1 | 50.0% |
| Calvert County | 2 | 1 | 0 | 0.0% |
| Frederick County | 1 | 0 | 0 | 0.0% |
| Wicomico County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 26 applications in 2025, of which 8 were originated and 3 denied.
11.5% of all applications, or 27.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Signature Federal Credit Union originated in Maryland in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Signature Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology