Signature Federal Credit Union in Georgia vs the state
35.1%Denial rate+15.92 pts vs state
61.9%Decision denial rate+36.83 pts vs state
21.6%Origination rate-32.47 pts vs state
7.75%Median rate+1.13 pts vs state
1.11Rate spread (pts)+0.84 pts vs state
$164kMedian applicant income
8Loans originated
13Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 18 | 26.7% | 9.25% | #494 |
| 2024 | 26 | 7 | 15.4% | 9.50% | #533 |
| 2025 | 37 | 8 | 35.1% | 7.75% | #486 |
What Signature Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Signature Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 6 | 0 | 1 | 16.7% |
| Cobb County | 4 | 2 | 1 | 25.0% |
| Fulton County | 3 | 1 | 1 | 33.3% |
| Paulding County | 3 | 1 | 1 | 33.3% |
| Clayton County | 3 | 0 | 1 | 33.3% |
| Hall County | 2 | 0 | 2 | 100.0% |
| DeKalb County | 2 | 0 | 1 | 50.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
| Lowndes County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 37 applications in 2025, of which 8 were originated and 13 denied.
35.1% of all applications, or 61.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Signature Federal Credit Union originated in Georgia in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Signature Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology