Signature Federal Credit Union · Connecticut · 2025

Signature Federal Credit Union in Connecticut: approval rate, denial rate and rates (2025)

Signature Federal Credit Union took 8 mortgage applications in Connecticut in 2025, ranking #394 of 687 lenders active in the state. It originated 37.5% of them and denied 12.5% (25.0% of the applications it decided), against a statewide denial rate of 17.4%.

8Applicationsin CT
25.0%Decision denial ratestate 21.6%
7.00%Median ratestate 6.63%
$145,000Median loanstate $245,000
$525kVolume4 counties

Signature Federal Credit Union in Connecticut vs the state

12.5%Denial rate-4.90 pts vs state
25.0%Decision denial rate+3.41 pts vs state
37.5%Origination rate-22.88 pts vs state
7.00%Median rate+0.38 pts vs state
-0.06Rate spread (pts)-0.30 pts vs state
$128kMedian applicant income
3Loans originated
1Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202311627.3%9.50%#345
202412225.0%9.25%#335
20258312.5%7.00%#394

What Signature Federal Credit Union lends in Connecticut

By loan purpose

Home purchase 2 25% · 0.0% denied
Home improvement 2 25% · 0.0% denied
Other / HELOC 4 50% · 25.0% denied

By loan type

Conventional 8 100% · 12.5% denied

Why it denied Connecticut applicants

Debt-to-income ratio 1 100%

Where in Connecticut

Counties with the most Signature Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 310 0.0%
09110 321 33.3%
09140 100 0.0%
09180 100 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 8 applications in 2025, of which 3 were originated and 1 denied.

12.5% of all applications, or 25.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Signature Federal Credit Union originated in Connecticut in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are Signature Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology