Shore United Bank in Florida vs the state
28.6%Denial rate+7.51 pts vs state
28.6%Decision denial rate+1.33 pts vs state
71.4%Origination rate+18.74 pts vs state
6.75%Median rate+0.13 pts vs state
0.35Rate spread (pts)+0.08 pts vs state
$157kMedian applicant income
5Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 8 | 0.0% | 6.76% | #1,013 |
| 2024 | 16 | 8 | 6.3% | 6.94% | #825 |
| 2025 | 7 | 5 | 28.6% | 6.75% | #1,017 |
What Shore United Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Shore United Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charlotte County | 2 | 2 | 0 | 0.0% |
| Martin County | 1 | 0 | 1 | 100.0% |
| Manatee County | 1 | 0 | 1 | 100.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Sarasota County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 7 applications in 2025, of which 5 were originated and 2 denied.
28.6% of all applications, or 28.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Shore United Bank originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Shore United Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology