Shea Mortgage in Colorado vs the state
2.3%Denial rate-13.38 pts vs state
2.8%Decision denial rate-16.85 pts vs state
77.5%Origination rate+17.47 pts vs state
6.25%Median rate-0.38 pts vs state
-0.30Rate spread (pts)-0.45 pts vs state
$245kMedian applicant income
241Loans originated
7Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 260 | 184 | 3.5% | 5.93% | #140 |
| 2024 | 288 | 218 | 1.4% | 6.13% | #132 |
| 2025 | 311 | 241 | 2.3% | 6.25% | #143 |
What Shea Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Shea Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 311 | 241 | 7 | 2.3% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 311 applications in 2025, of which 241 were originated and 7 denied.
2.3% of all applications, or 2.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Shea Mortgage originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Shea Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology