Sharonview Federal Credit Union in South Carolina vs the state
49.4%Denial rate+31.12 pts vs state
49.7%Decision denial rate+26.24 pts vs state
43.5%Origination rate-13.14 pts vs state
7.50%Median rate+1.00 pts vs state
0.30Rate spread (pts)+0.08 pts vs state
$86kMedian applicant income
153Loans originated
174Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 429 | 179 | 48.3% | 8.25% | #95 |
| 2024 | 457 | 181 | 52.3% | 8.50% | #95 |
| 2025 | 352 | 153 | 49.4% | 7.50% | #125 |
What Sharonview Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Sharonview Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 126 | 52 | 65 | 51.6% |
| York County | 53 | 30 | 20 | 37.7% |
| Spartanburg County | 52 | 20 | 29 | 55.8% |
| Lancaster County | 20 | 13 | 7 | 35.0% |
| Florence County | 18 | 6 | 9 | 50.0% |
| Anderson County | 17 | 11 | 6 | 35.3% |
| Pickens County | 12 | 4 | 5 | 41.7% |
| Darlington County | 12 | 2 | 9 | 75.0% |
| Cherokee County | 6 | 2 | 4 | 66.7% |
| Horry County | 5 | 3 | 1 | 20.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 352 applications in 2025, of which 153 were originated and 174 denied.
49.4% of all applications, or 49.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Sharonview Federal Credit Union originated in South Carolina in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Sharonview Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology