Self Reliance NY · Florida · 2025

Self Reliance NY in Florida: approval rate, denial rate and rates (2025)

Self Reliance NY took 19 mortgage applications in Florida in 2025, ranking #767 of 1,993 lenders active in the state. It originated 68.4% of them and denied 10.5% (13.3% of the applications it decided), against a statewide denial rate of 21.1%.

19Applicationsin FL
13.3%Decision denial ratestate 27.2%
6.38%Median ratestate 6.63%
$355,000Median loanstate $255,000
$5.2MVolume7 counties

Self Reliance NY in Florida vs the state

10.5%Denial rate-10.53 pts vs state
13.3%Decision denial rate-13.91 pts vs state
68.4%Origination rate+15.73 pts vs state
6.38%Median rate-0.25 pts vs state
-0.32Rate spread (pts)-0.59 pts vs state
$197kMedian applicant income
13Loans originated
2Denied

What Self Reliance NY lends in Florida

By loan purpose

Home purchase 14 74% · 7.1% denied
Cash-out refinance 3 16% · 0.0% denied
Home improvement 2 11% · 50.0% denied

By loan type

Conventional 19 100% · 10.5% denied

Where in Florida

Counties with the most Self Reliance NY applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Palm Beach County 640 0.0%
Sarasota County 651 16.7%
Broward County 321 33.3%
Manatee County 100 0.0%
Marion County 110 0.0%
Miami-Dade County 100 0.0%
Pasco County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 19 applications in 2025, of which 13 were originated and 2 denied.

10.5% of all applications, or 13.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Self Reliance NY originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Self Reliance NY's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology