Security National Bank of Omaha · Iowa · 2025

Security National Bank of Omaha in Iowa: approval rate, denial rate and rates (2025)

Security National Bank of Omaha took 9 mortgage applications in Iowa in 2025, ranking #370 of 739 lenders active in the state. It originated 44.4% of them and denied 11.1% (16.7% of the applications it decided), against a statewide denial rate of 12.9%.

9Applicationsin IA
16.7%Decision denial ratestate 15.3%
Median ratestate 6.50%
$325,000Median loanstate $135,000
$2.6MVolume5 counties

Security National Bank of Omaha in Iowa vs the state

11.1%Denial rate-1.75 pts vs state
16.7%Decision denial rate+1.36 pts vs state
44.4%Origination rate-24.02 pts vs state
Median rate
Rate spread (pts)
$233kMedian applicant income
4Loans originated
1Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231169.1%#331
2024630.0%#399
20259411.1%#370

What Security National Bank of Omaha lends in Iowa

By loan purpose

Home purchase 5 56% · 0.0% denied
Refinance 3 33% · 0.0% denied
Other / HELOC 1 11% · 100.0% denied

By loan type

Conventional 9 100% · 11.1% denied

Why it denied Iowa applicants

Debt-to-income ratio 1 100%

Where in Iowa

Counties with the most Security National Bank of Omaha applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pottawattamie County 520 0.0%
Polk County 110 0.0%
Dickinson County 100 0.0%
Dallas County 101 100.0%
Shelby County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 9 applications in 2025, of which 4 were originated and 1 denied.

11.1% of all applications, or 16.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Security National Bank of Omaha's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology