Scott Credit Union in Florida vs the state
18.2%Denial rate-2.88 pts vs state
20.0%Decision denial rate-7.24 pts vs state
72.7%Origination rate+20.04 pts vs state
6.56%Median rate-0.06 pts vs state
0.00Rate spread (pts)-0.27 pts vs state
$179kMedian applicant income
8Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 3 | 0.0% | 6.50% | #1,044 |
| 2024 | 8 | 6 | 12.5% | 6.31% | #970 |
| 2025 | 11 | 8 | 18.2% | 6.56% | #910 |
What Scott Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Scott Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Citrus County | 3 | 1 | 2 | 66.7% |
| Monroe County | 2 | 1 | 0 | 0.0% |
| St. Johns County | 1 | 1 | 0 | 0.0% |
| Hillsborough County | 1 | 1 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
| Palm Beach County | 1 | 1 | 0 | 0.0% |
| Bay County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 11 applications in 2025, of which 8 were originated and 2 denied.
18.2% of all applications, or 20.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Scott Credit Union originated in Florida in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Scott Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology