SayGO Home Loans · Connecticut · 2025

SayGO Home Loans in Connecticut: approval rate, denial rate and rates (2025)

SayGO Home Loans took 24 mortgage applications in Connecticut in 2025, ranking #276 of 687 lenders active in the state. It originated 37.5% of them and denied 12.5% (25.0% of the applications it decided), against a statewide denial rate of 17.4%.

24Applicationsin CT
25.0%Decision denial ratestate 21.6%
5.75%Median ratestate 6.63%
$355,000Median loanstate $245,000
$3.2MVolume6 counties

SayGO Home Loans in Connecticut vs the state

12.5%Denial rate-4.90 pts vs state
25.0%Decision denial rate+3.41 pts vs state
37.5%Origination rate-22.88 pts vs state
5.75%Median rate-0.88 pts vs state
0.11Rate spread (pts)-0.13 pts vs state
$104kMedian applicant income
9Loans originated
3Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20244422.3%6.19%#232
202524912.5%5.75%#276

What SayGO Home Loans lends in Connecticut

By loan purpose

Home purchase 3 13% · 0.0% denied
Refinance 6 25% · 16.7% denied
Cash-out refinance 15 63% · 13.3% denied

By loan type

Conventional 10 42% · 10.0% denied
FHA 9 38% · 22.2% denied
VA 5 21% · 0.0% denied

Why it denied Connecticut applicants

Collateral 1 33%
Other 1 33%
Debt-to-income ratio 1 33%

Where in Connecticut

Counties with the most SayGO Home Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09170 961 11.1%
09190 611 16.7%
09110 501 20.0%
09130 210 0.0%
09140 100 0.0%
09120 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 24 applications in 2025, of which 9 were originated and 3 denied.

12.5% of all applications, or 25.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans SayGO Home Loans originated in Connecticut in 2025 was 5.75%, against a statewide median of 6.63%.

About this data. Figures are SayGO Home Loans's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology