Savers Co-operative Bank in Massachusetts vs the state
5.7%Denial rate-10.50 pts vs state
6.3%Decision denial rate-13.70 pts vs state
82.9%Origination rate+20.26 pts vs state
—Median rate
—Rate spread (pts)
$132kMedian applicant income
87Loans originated
6Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 97 | 86 | 7.2% | — | #230 |
| 2024 | 104 | 89 | 6.7% | — | #226 |
| 2025 | 105 | 87 | 5.7% | — | #245 |
What Savers Co-operative Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Savers Co-operative Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 94 | 79 | 5 | 5.3% |
| Middlesex County | 5 | 3 | 1 | 20.0% |
| Hampden County | 2 | 2 | 0 | 0.0% |
| Norfolk County | 1 | 1 | 0 | 0.0% |
| Berkshire County | 1 | 0 | 0 | 0.0% |
| Barnstable County | 1 | 1 | 0 | 0.0% |
| Plymouth County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 105 applications in 2025, of which 87 were originated and 6 denied.
5.7% of all applications, or 6.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Savers Co-operative Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology