RPE Home in South Carolina vs the state
10.3%Denial rate-7.97 pts vs state
15.0%Decision denial rate-8.47 pts vs state
58.6%Origination rate+2.01 pts vs state
10.70%Median rate+4.20 pts vs state
—Rate spread (pts)
—Median applicant income
17Loans originated
3Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 203 | 22 | 38.4% | 12.00% | #171 |
| 2025 | 29 | 17 | 10.3% | 10.70% | #402 |
What RPE Home lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most RPE Home applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 6 | 2 | 1 | 16.7% |
| Charleston County | 6 | 5 | 0 | 0.0% |
| Spartanburg County | 3 | 2 | 0 | 0.0% |
| Pickens County | 2 | 1 | 0 | 0.0% |
| Berkeley County | 2 | 1 | 1 | 50.0% |
| Greenville County | 2 | 1 | 0 | 0.0% |
| Horry County | 2 | 1 | 0 | 0.0% |
| Dorchester County | 2 | 2 | 0 | 0.0% |
| Lancaster County | 1 | 1 | 0 | 0.0% |
| Richland County | 1 | 0 | 1 | 100.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 29 applications in 2025, of which 17 were originated and 3 denied.
10.3% of all applications, or 15.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans RPE Home originated in South Carolina in 2025 was 10.70%, against a statewide median of 6.50%.
About this data. Figures are RPE Home's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology