Royal Pacific Funding · Connecticut · 2025

Royal Pacific Funding in Connecticut: approval rate, denial rate and rates (2025)

Royal Pacific Funding took 8 mortgage applications in Connecticut in 2025, ranking #393 of 687 lenders active in the state. It originated 12.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.4%.

8Applicationsin CT
0.0%Decision denial ratestate 21.6%
7.25%Median ratestate 6.63%
$470,000Median loanstate $245,000
$915kVolume5 counties

Royal Pacific Funding in Connecticut vs the state

0.0%Denial rate-17.40 pts vs state
0.0%Decision denial rate-21.59 pts vs state
12.5%Origination rate-47.88 pts vs state
7.25%Median rate+0.63 pts vs state
0.61Rate spread (pts)+0.37 pts vs state
$96kMedian applicant income
1Loans originated
0Denied

What Royal Pacific Funding lends in Connecticut

By loan purpose

Home purchase 5 63% · 0.0% denied
Cash-out refinance 3 38% · 0.0% denied

By loan type

Conventional 8 100% · 0.0% denied

Where in Connecticut

Counties with the most Royal Pacific Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 310 0.0%
09110 200 0.0%
09140 100 0.0%
09120 100 0.0%
09170 100 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 8 applications in 2025, of which 1 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Royal Pacific Funding originated in Connecticut in 2025 was 7.25%, against a statewide median of 6.63%.

About this data. Figures are Royal Pacific Funding's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology