Royal Banks of Missouri in Illinois vs the state
56.1%Denial rate+38.98 pts vs state
74.2%Decision denial rate+52.51 pts vs state
19.5%Origination rate-39.23 pts vs state
—Median rate
—Rate spread (pts)
$54kMedian applicant income
8Loans originated
23Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 4 | 46.4% | — | #543 |
| 2024 | 40 | 17 | 40.0% | — | #484 |
| 2025 | 41 | 8 | 56.1% | — | #487 |
What Royal Banks of Missouri lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Royal Banks of Missouri applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jersey County | 7 | 3 | 4 | 57.1% |
| Madison County | 4 | 4 | 0 | 0.0% |
| St. Clair County | 2 | 0 | 1 | 50.0% |
| Fayette County | 1 | 0 | 0 | 0.0% |
| Cook County | 1 | 1 | 0 | 0.0% |
| Clinton County | 1 | 0 | 0 | 0.0% |
| Randolph County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 41 applications in 2025, of which 8 were originated and 23 denied.
56.1% of all applications, or 74.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Royal Banks of Missouri's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology