Roundpoint Mortgage Servicing in Virginia vs the state
13.0%Denial rate-2.90 pts vs state
17.0%Decision denial rate-3.27 pts vs state
62.3%Origination rate+2.80 pts vs state
3.63%Median rate-3.00 pts vs state
-2.70Rate spread (pts)-2.92 pts vs state
$120kMedian applicant income
43Loans originated
9Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 0.0% | 2.94% | #626 |
| 2024 | 27 | 17 | 22.2% | 3.63% | #449 |
| 2025 | 69 | 43 | 13.0% | 3.63% | #334 |
What Roundpoint Mortgage Servicing lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 15 | 11 | 1 | 6.7% |
| Chesterfield County | 9 | 7 | 0 | 0.0% |
| Loudoun County | 8 | 4 | 3 | 37.5% |
| Prince William County | 5 | 1 | 1 | 20.0% |
| Arlington County | 3 | 2 | 1 | 33.3% |
| Stafford County | 3 | 1 | 0 | 0.0% |
| Fauquier County | 2 | 1 | 0 | 0.0% |
| Virginia Beach city | 2 | 2 | 0 | 0.0% |
| James City County | 2 | 0 | 2 | 100.0% |
| Newport News city | 2 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 69 applications in 2025, of which 43 were originated and 9 denied.
13.0% of all applications, or 17.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Roundpoint Mortgage Servicing originated in Virginia in 2025 was 3.63%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology