Roundpoint Mortgage Servicing in Michigan vs the state
10.1%Denial rate-8.39 pts vs state
12.7%Decision denial rate-9.88 pts vs state
69.6%Origination rate+9.73 pts vs state
4.94%Median rate-1.81 pts vs state
-1.41Rate spread (pts)-1.81 pts vs state
$93kMedian applicant income
55Loans originated
8Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 16.7% | 3.06% | #566 |
| 2024 | 38 | 22 | 10.5% | 3.13% | #372 |
| 2025 | 79 | 55 | 10.1% | 4.94% | #300 |
What Roundpoint Mortgage Servicing lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 23 | 13 | 6 | 26.1% |
| Macomb County | 18 | 11 | 2 | 11.1% |
| Wayne County | 8 | 7 | 0 | 0.0% |
| Kent County | 6 | 4 | 0 | 0.0% |
| Washtenaw County | 4 | 3 | 0 | 0.0% |
| Ottawa County | 3 | 3 | 0 | 0.0% |
| Livingston County | 3 | 3 | 0 | 0.0% |
| Dickinson County | 1 | 0 | 0 | 0.0% |
| Hillsdale County | 1 | 1 | 0 | 0.0% |
| Muskegon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 79 applications in 2025, of which 55 were originated and 8 denied.
10.1% of all applications, or 12.7% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Roundpoint Mortgage Servicing originated in Michigan in 2025 was 4.94%, against a statewide median of 6.75%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology