Roundpoint Mortgage Servicing in Maryland vs the state
7.0%Denial rate-11.82 pts vs state
9.1%Decision denial rate-15.04 pts vs state
69.8%Origination rate+14.06 pts vs state
3.19%Median rate-3.44 pts vs state
-3.17Rate spread (pts)-3.42 pts vs state
$146kMedian applicant income
30Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 1 | 0.0% | 2.88% | #528 |
| 2024 | 34 | 20 | 23.5% | 3.13% | #348 |
| 2025 | 43 | 30 | 7.0% | 3.19% | #333 |
What Roundpoint Mortgage Servicing lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 8 | 7 | 1 | 12.5% |
| Frederick County | 7 | 5 | 0 | 0.0% |
| Prince George's County | 6 | 3 | 0 | 0.0% |
| Carroll County | 4 | 3 | 0 | 0.0% |
| Baltimore city | 4 | 3 | 0 | 0.0% |
| Howard County | 4 | 3 | 0 | 0.0% |
| Harford County | 3 | 0 | 1 | 33.3% |
| Anne Arundel County | 3 | 3 | 0 | 0.0% |
| Charles County | 2 | 2 | 0 | 0.0% |
| Queen Anne's County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 43 applications in 2025, of which 30 were originated and 3 denied.
7.0% of all applications, or 9.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Roundpoint Mortgage Servicing originated in Maryland in 2025 was 3.19%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology