Roundpoint Mortgage Servicing in Kentucky vs the state
10.0%Denial rate-8.81 pts vs state
13.3%Decision denial rate-10.16 pts vs state
65.0%Origination rate+6.96 pts vs state
4.99%Median rate-1.76 pts vs state
-1.41Rate spread (pts)-1.72 pts vs state
$76kMedian applicant income
13Loans originated
2Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 20 | 13 | 5.0% | 4.00% | #332 |
| 2025 | 20 | 13 | 10.0% | 4.99% | #353 |
What Roundpoint Mortgage Servicing lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 6 | 5 | 0 | 0.0% |
| Oldham County | 3 | 2 | 0 | 0.0% |
| Fayette County | 2 | 2 | 0 | 0.0% |
| Larue County | 1 | 1 | 0 | 0.0% |
| Pike County | 1 | 0 | 0 | 0.0% |
| Metcalfe County | 1 | 0 | 0 | 0.0% |
| Daviess County | 1 | 1 | 0 | 0.0% |
| Garrard County | 1 | 1 | 0 | 0.0% |
| Hardin County | 1 | 0 | 1 | 100.0% |
| Kenton County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 20 applications in 2025, of which 13 were originated and 2 denied.
10.0% of all applications, or 13.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Roundpoint Mortgage Servicing originated in Kentucky in 2025 was 4.99%, against a statewide median of 6.75%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology