Rondout Savings Bank in New York vs the state
16.9%Denial rate-2.90 pts vs state
21.7%Decision denial rate-2.30 pts vs state
60.7%Origination rate+1.08 pts vs state
—Median rate
—Rate spread (pts)
$130kMedian applicant income
54Loans originated
15Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 195 | 139 | 9.2% | — | #201 |
| 2024 | 97 | 58 | 16.5% | — | #267 |
| 2025 | 89 | 54 | 16.9% | — | #281 |
What Rondout Savings Bank lends in New York
By loan purpose
By loan type
Where in New York
Counties with the most Rondout Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ulster County | 63 | 37 | 11 | 17.5% |
| Dutchess County | 11 | 9 | 1 | 9.1% |
| Delaware County | 4 | 2 | 0 | 0.0% |
| Greene County | 3 | 1 | 1 | 33.3% |
| Orange County | 2 | 1 | 1 | 50.0% |
| Columbia County | 2 | 1 | 0 | 0.0% |
| Albany County | 1 | 1 | 0 | 0.0% |
| Rockland County | 1 | 1 | 0 | 0.0% |
| Putnam County | 1 | 0 | 1 | 100.0% |
| Rensselaer County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 89 applications in 2025, of which 54 were originated and 15 denied.
16.9% of all applications, or 21.7% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Rondout Savings Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology