Residential Wholesale Mortgage in Indiana vs the state
22.2%Denial rate+5.65 pts vs state
33.3%Decision denial rate+13.19 pts vs state
44.4%Origination rate-17.81 pts vs state
6.75%Median rate0.00 pts vs state
0.52Rate spread (pts)+0.16 pts vs state
$74kMedian applicant income
8Loans originated
4Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 3 | 16.7% | 6.50% | #581 |
| 2025 | 18 | 8 | 22.2% | 6.75% | #471 |
What Residential Wholesale Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Residential Wholesale Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 6 | 2 | 3 | 50.0% |
| Porter County | 5 | 0 | 1 | 20.0% |
| Jasper County | 2 | 1 | 0 | 0.0% |
| Henry County | 2 | 2 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
| St. Joseph County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 18 applications in 2025, of which 8 were originated and 4 denied.
22.2% of all applications, or 33.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Residential Wholesale Mortgage originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Residential Wholesale Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology