Residential Wholesale Mortgage in Arizona vs the state
0.6%Denial rate-15.62 pts vs state
0.8%Decision denial rate-19.65 pts vs state
79.3%Origination rate+19.79 pts vs state
6.50%Median rate0.00 pts vs state
0.35Rate spread (pts)+0.13 pts vs state
$85kMedian applicant income
130Loans originated
1Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 47 | 1.5% | 6.62% | #282 |
| 2024 | 123 | 78 | 7.3% | 6.63% | #214 |
| 2025 | 164 | 130 | 0.6% | 6.50% | #193 |
What Residential Wholesale Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Residential Wholesale Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mohave County | 96 | 81 | 1 | 1.0% |
| Yuma County | 39 | 28 | 0 | 0.0% |
| Maricopa County | 22 | 16 | 0 | 0.0% |
| Yavapai County | 4 | 4 | 0 | 0.0% |
| Pima County | 2 | 1 | 0 | 0.0% |
| Gila County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 164 applications in 2025, of which 130 were originated and 1 denied.
0.6% of all applications, or 0.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Residential Wholesale Mortgage originated in Arizona in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Residential Wholesale Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology