Republic State Mortgage in North Carolina vs the state
0.0%Denial rate-18.06 pts vs state
0.0%Decision denial rate-22.82 pts vs state
87.6%Origination rate+29.80 pts vs state
6.63%Median rate+0.13 pts vs state
0.33Rate spread (pts)+0.24 pts vs state
$127kMedian applicant income
99Loans originated
0Denied
What Republic State Mortgage lends in North Carolina
By loan purpose
By loan type
Where in North Carolina
Counties with the most Republic State Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 56 | 50 | 0 | 0.0% |
| Johnston County | 10 | 8 | 0 | 0.0% |
| Harnett County | 8 | 7 | 0 | 0.0% |
| Onslow County | 8 | 7 | 0 | 0.0% |
| Durham County | 7 | 7 | 0 | 0.0% |
| Franklin County | 6 | 6 | 0 | 0.0% |
| Alamance County | 3 | 3 | 0 | 0.0% |
| Randolph County | 2 | 0 | 0 | 0.0% |
| Stanly County | 1 | 0 | 0 | 0.0% |
| Granville County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 113 applications in 2025, of which 99 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Republic State Mortgage originated in North Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Republic State Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology