Renasant Bank in Florida vs the state
11.9%Denial rate-9.13 pts vs state
14.1%Decision denial rate-13.15 pts vs state
71.4%Origination rate+18.74 pts vs state
6.99%Median rate+0.37 pts vs state
0.09Rate spread (pts)-0.18 pts vs state
$145kMedian applicant income
425Loans originated
71Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 372 | 250 | 7.3% | 6.88% | #280 |
| 2024 | 326 | 228 | 9.2% | 7.06% | #303 |
| 2025 | 595 | 425 | 11.9% | 6.99% | #221 |
What Renasant Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Renasant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 109 | 85 | 3 | 2.8% |
| Walton County | 75 | 56 | 9 | 12.0% |
| Escambia County | 63 | 44 | 9 | 14.3% |
| Leon County | 51 | 34 | 8 | 15.7% |
| Santa Rosa County | 48 | 37 | 5 | 10.4% |
| Okaloosa County | 47 | 29 | 12 | 25.5% |
| Bay County | 35 | 28 | 3 | 8.6% |
| St. Johns County | 33 | 18 | 4 | 12.1% |
| Alachua County | 17 | 9 | 2 | 11.8% |
| Pinellas County | 12 | 8 | 1 | 8.3% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 595 applications in 2025, of which 425 were originated and 71 denied.
11.9% of all applications, or 14.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Renasant Bank originated in Florida in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Renasant Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology