Reliant Home Funding in Florida vs the state
9.7%Denial rate-11.38 pts vs state
13.6%Decision denial rate-13.60 pts vs state
61.3%Origination rate+8.60 pts vs state
6.88%Median rate+0.25 pts vs state
0.87Rate spread (pts)+0.60 pts vs state
$131kMedian applicant income
19Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 5 | 0.0% | 6.99% | #1,192 |
| 2024 | 31 | 15 | 3.2% | 7.13% | #697 |
| 2025 | 31 | 19 | 9.7% | 6.88% | #684 |
What Reliant Home Funding lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Reliant Home Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 13 | 6 | 3 | 23.1% |
| Palm Beach County | 3 | 3 | 0 | 0.0% |
| Miami-Dade County | 3 | 2 | 0 | 0.0% |
| Brevard County | 2 | 1 | 0 | 0.0% |
| Orange County | 2 | 0 | 0 | 0.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| St. Johns County | 2 | 2 | 0 | 0.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Indian River County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 31 applications in 2025, of which 19 were originated and 3 denied.
9.7% of all applications, or 13.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Reliant Home Funding originated in Florida in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Reliant Home Funding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology