Regions Bank in Virginia vs the state
29.3%Denial rate+13.35 pts vs state
36.7%Decision denial rate+16.46 pts vs state
48.5%Origination rate-11.04 pts vs state
5.12%Median rate-1.51 pts vs state
0.16Rate spread (pts)-0.06 pts vs state
$100kMedian applicant income
48Loans originated
29Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 43 | 26.3% | 6.13% | #293 |
| 2024 | 88 | 43 | 22.7% | 6.38% | #295 |
| 2025 | 99 | 48 | 29.3% | 5.12% | #289 |
What Regions Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chesterfield County | 8 | 4 | 1 | 12.5% |
| Bristol city | 8 | 3 | 3 | 37.5% |
| Fairfax County | 7 | 2 | 3 | 42.9% |
| Washington County | 7 | 5 | 2 | 28.6% |
| Prince William County | 7 | 3 | 1 | 14.3% |
| Newport News city | 5 | 3 | 1 | 20.0% |
| Henrico County | 5 | 2 | 2 | 40.0% |
| Richmond city | 4 | 2 | 1 | 25.0% |
| Hanover County | 3 | 1 | 2 | 66.7% |
| Alexandria city | 3 | 3 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 99 applications in 2025, of which 48 were originated and 29 denied.
29.3% of all applications, or 36.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Regions Bank originated in Virginia in 2025 was 5.12%, against a statewide median of 6.63%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology