Regions Bank in Oregon vs the state
20.0%Denial rate+4.69 pts vs state
22.2%Decision denial rate+3.06 pts vs state
70.0%Origination rate+9.38 pts vs state
5.54%Median rate-1.21 pts vs state
—Rate spread (pts)
$148kMedian applicant income
7Loans originated
2Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 6 | 0.0% | 5.39% | #373 |
| 2024 | 7 | 7 | 0.0% | 5.94% | #386 |
| 2025 | 10 | 7 | 20.0% | 5.54% | #368 |
What Regions Bank lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 3 | 2 | 0 | 0.0% |
| Multnomah County | 2 | 2 | 0 | 0.0% |
| Linn County | 2 | 2 | 0 | 0.0% |
| Clackamas County | 2 | 1 | 1 | 50.0% |
| Yamhill County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 10 applications in 2025, of which 7 were originated and 2 denied.
20.0% of all applications, or 22.2% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Regions Bank originated in Oregon in 2025 was 5.54%, against a statewide median of 6.75%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology