Redwood Residential Acquisition in Florida vs the state
3.9%Denial rate-17.21 pts vs state
4.0%Decision denial rate-23.24 pts vs state
92.3%Origination rate+39.62 pts vs state
6.94%Median rate+0.31 pts vs state
0.85Rate spread (pts)+0.59 pts vs state
$270kMedian applicant income
24Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 9 | 25.0% | 7.25% | #944 |
| 2024 | 9 | 6 | 33.3% | 7.00% | #937 |
| 2025 | 26 | 24 | 3.9% | 6.94% | #714 |
What Redwood Residential Acquisition lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Redwood Residential Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 4 | 4 | 0 | 0.0% |
| Palm Beach County | 3 | 3 | 0 | 0.0% |
| Lee County | 2 | 2 | 0 | 0.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Charlotte County | 2 | 2 | 0 | 0.0% |
| Duval County | 2 | 2 | 0 | 0.0% |
| Pinellas County | 2 | 2 | 0 | 0.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Martin County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 26 applications in 2025, of which 24 were originated and 1 denied.
3.9% of all applications, or 4.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Redwood Residential Acquisition originated in Florida in 2025 was 6.94%, against a statewide median of 6.63%.
About this data. Figures are Redwood Residential Acquisition's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology