Red River Employees Federal Credit Union in Oklahoma vs the state
12.5%Denial rate-5.42 pts vs state
16.7%Decision denial rate-6.20 pts vs state
62.5%Origination rate+6.40 pts vs state
—Median rate
—Rate spread (pts)
$103kMedian applicant income
10Loans originated
2Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 4 | 0.0% | — | #459 |
| 2025 | 16 | 10 | 12.5% | — | #352 |
What Red River Employees Federal Credit Union lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most Red River Employees Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| McCurtain County | 15 | 9 | 2 | 13.3% |
| Tulsa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 16 applications in 2025, of which 10 were originated and 2 denied.
12.5% of all applications, or 16.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Red River Employees Federal Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology