Red River Employees Federal Credit Union in Mississippi vs the state
40.0%Denial rate+17.08 pts vs state
46.2%Decision denial rate+17.70 pts vs state
46.7%Origination rate-6.20 pts vs state
—Median rate
—Rate spread (pts)
$34kMedian applicant income
7Loans originated
6Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 4 | 44.4% | 7.44% | #292 |
| 2024 | 21 | 8 | 47.6% | — | #231 |
| 2025 | 15 | 7 | 40.0% | — | #256 |
What Red River Employees Federal Credit Union lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Red River Employees Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Coahoma County | 8 | 6 | 1 | 12.5% |
| Quitman County | 2 | 0 | 1 | 50.0% |
| Panola County | 2 | 1 | 1 | 50.0% |
| Tallahatchie County | 2 | 0 | 2 | 100.0% |
| DeSoto County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 15 applications in 2025, of which 7 were originated and 6 denied.
40.0% of all applications, or 46.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Red River Employees Federal Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology