Ready Mortgage Lenders in Florida vs the state
16.7%Denial rate-4.32 pts vs state
21.3%Decision denial rate-5.98 pts vs state
61.1%Origination rate+8.40 pts vs state
6.75%Median rate+0.13 pts vs state
0.95Rate spread (pts)+0.68 pts vs state
$120kMedian applicant income
135Loans originated
37Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 402 | 225 | 17.2% | 7.13% | #265 |
| 2024 | 251 | 144 | 21.1% | 7.13% | #345 |
| 2025 | 221 | 135 | 16.7% | 6.75% | #351 |
What Ready Mortgage Lenders lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Ready Mortgage Lenders applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 138 | 87 | 22 | 15.9% |
| Lee County | 26 | 11 | 6 | 23.1% |
| Broward County | 21 | 15 | 3 | 14.3% |
| Pasco County | 6 | 3 | 2 | 33.3% |
| Hendry County | 5 | 3 | 0 | 0.0% |
| Polk County | 3 | 1 | 1 | 33.3% |
| Duval County | 3 | 2 | 0 | 0.0% |
| Charlotte County | 3 | 2 | 0 | 0.0% |
| Orange County | 2 | 1 | 0 | 0.0% |
| Osceola County | 2 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 221 applications in 2025, of which 135 were originated and 37 denied.
16.7% of all applications, or 21.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Ready Mortgage Lenders originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Ready Mortgage Lenders's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology